How does GSME protect my assets, and who is our custodian?

At GSME Wealth Management, the security and integrity of your assets are fundamental to our fiduciary responsibility. To ensure your investments are held safely and independently, we partner with Charles Schwab & Co., Inc. as our primary custodian.

Charles Schwab is one of the largest and most trusted custodians in the United States, serving millions of investors and independent advisors. As a publicly traded company, Schwab is regulated by the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), and other federal and state regulators.

Schwab provides:

• Custody and safekeeping of your securities

• Trade execution, clearance, and settlement

• Real-time online access and transparent reporting

• SIPC insurance and additional asset protection coverage (Note: SIPC protection applies to custodian failure, not investment losses)

Importantly, GSME does not take custody of client assets directly. All accounts are held in your name at Schwab, and you retain full access and control at all times. This separation enhances transparency, oversight, and protection, giving you peace of mind.

This custodial arrangement allows Schwab to focus on the safekeeping of your assets, while GSME focuses exclusively on providing independent, conflict-free advice in your best interest.