How does GSME work with new clients?

 At GSME Wealth Management, we take a collaborative, transparent, and personalized approach to every new client relationship. Our onboarding process is fully aligned with regulatory requirements and is designed to foster informed decision-making, long-term partnership, and the development of a strategy aligned with your goals.

Here’s what you can expect:

1. Discovery Meeting – We begin by getting to know you—your values, priorities, financial objectives, and life vision.

2. Data Collection – We gather and review relevant documents to gain a comprehensive understanding of your financial landscape, including investments, income, expenses, and estate planning documents.

3. Evaluation – We assess your current financial position, including asset allocation, tax exposure, insurance needs, and potential risks or gaps.

4. Strategy Development – Based on your goals and preferences, we design a tailored financial and investment plan using our proprietary models and planning tools.

5. Implementation – Once we align on your strategy, we help you open accounts—typically through Charles Schwab, our custodian—and begin managing your assets accordingly.

6. Ongoing Support – We continuously monitor your portfolio and hold regular review meetings to ensure your plan remains aligned with your evolving needs and market conditions.

Required Documentation and Disclosures:

As part of our fiduciary responsibility and in compliance with regulatory requirements, GSME will provide and execute the following documents during onboarding:

• Form ADV Parts 2A & 2B – Our firm brochure and advisor disclosure documents outlining our services, fees, and background

• Advisory Client Agreement – A written agreement defining the scope of services and terms of engagement

• Custodial Agreement with Charles Schwab & Co., Inc. – Establishing your account and custody relationship

• Limited Power of Attorney (LPOA) – Authorizing GSME to manage your accounts on your behalf, subject to agreed-upon terms

• Privacy Policy – Describing how we collect, use, and protect your personal information

We ensure that all documents are reviewed and signed transparently, with full opportunity for your questions and understanding.

Our mission is to help you build, preserve, and grow your wealth with confidence, clarity, and purpose—every step of the way.