How is GSME compensated, and what does “fee-only” mean?

GSME Wealth Management is a fee-only Registered Investment Advisor (RIA). This means we are compensated solely by our clients—never through commissions, product sales, or referral fees. Our fee-only structure helps eliminate conflicts of interest and ensures that the advice we provide is always objective, transparent, and aligned with your best interests.

We offer both:

• Investment Management Services, typically based on a percentage of assets under management

• Financial Planning and Advisory Services, available on a flat-fee or hourly basis depending on the scope of the engagement

Fee schedules may vary based on client needs and service scope. All fees are clearly outlined and fully disclosed in our Client Brochure (Form ADV Part 2A), which is provided to every client before the start of a formal engagement.

We do not receive compensation from third parties, custodians, or investment product providers. Our only incentive is your long-term success.

The fee-only model is central to our fiduciary responsibility, giving you the confidence that every recommendation we make is designed solely to serve your goals.